Money: distinguish between “needs” and “wants”. “Wants” is a new ‘phone, new clothes and eating out. “Needs” is electricity bills and food for the cupboard.
“Wants” are for when you have surplus cash and can afford it.
“Needs” is for subsistence all the time.
Read more
- Stop spending @ Money Saving Expert
Excerpt: If you’re skint: Do I need it? Can I afford it? Have I checked if it’s cheaper anywhere else? If you’re not skint: Will I use it? Is it worth it? Have I checked if it’s cheaper anywhere else? If any answer is no, don’t buy it!
Tools
- Free Money Mantras Card @ Money Saving Expert (colour / black & white)
Message supplied by: Rich @ Respect Yourself
