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A student bank account has an interest-free overdraft. You can open one as soon as you receive an offer letter from UCAS, either conditional or unconditional.

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  • Student Bank Accounts @ Money Saving Expert

    Excerpt: Student accounts are bank accounts made for those in higher education. They let you pay money in and out, and offer additional benefits such as an interest-free overdraft.

  • Student Bank Accounts @ The Student Room

    Excerpt: Student bank accounts are essential for your time at university. The main difference between a student account and a standard current account is the interest-free overdraft offered, which most students will need at some point. It is a good idea to open a student account before you start university, especially if you are applying for a student loan as the money will be paid directly into your bank account and it can be a pain to change accounts after you arrive.

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