If you’re considering using a payday loan company, it is recommended you look into all the available alternatives first. You could speak to your bank manager, as you may be able to get an agreed overdraft; speak to a Credit Union; or look into Social Fund Loans – these are government-funded, interest-free loans available to those on low incomes.
Source: Understanding the risks of short-term loans @ NI Direct
Further help
- Money Advice Service on 0300 500 5000
