Make it a habit to question whether you’re spending your money where you spend your time and prioritising the things that can boost your career or your earning potential…or spending it on something else.
When helping someone through a tough time, your good intentions can overwhelm them. Letting them make decisions, even small ones, can help them reclaim their power.
When someone is going through a difficult life event, the basic functions of life tend to get forgotten. Offer to go on a walk with them, or bring them a meal.
When you admit you don’t know things, people will help. If you pretend to know everything, people will think you don’t need help.
For every purchase, consider if it’s in line with your personal values and your goals; otherwise, you might be either spending too much or simply on the wrong things.
You can accelerate your debt reduction by making it a habit to put all “extra” money (bonuses, cash gifts, tax refunds, and so on) towards your debt.
If you are applying to go to university, your chosen universities will make a decision: conditional offer, unconditional offer, or unsuccessful/withdrawn.
Instead of offering advice, offer actual, practical help – with chores, cleaning, walking the dog. Even doing little things helps make a difference.
If you have been through a similar situation as your friend, ask if they want advice based on your past experiences – and respect their decision if this isn’t what they want.
Multi-tasking increases stress and lowers productivity. Learn to single-task, to handle one task at a time. Do it well. And when it is complete, move to the next.