If you’re considering using a payday loan company, it is recommended you look into all the available alternatives first. You could speak to your bank manager, as you may be able to get an agreed overdraft; speak to a Credit Union; or look into Social Fund Loans – these are government-funded, interest-free loans available to those on low incomes.
If you are asked to lend money to others, if you don’t feel confident that they can pay you back then talk this through with them. How are they planning to pay you back?
The amount you save has no effect on your State Pension. Whether you have savings accounts, personal pensions, property or other sources of income, your State Pension will remain the same.
The contraceptive implant is more than 99% effective in preventing pregnancy, but does not protect you from getting Sexually Transmitted Infections.
When choosing sunscreen, take into consideration: Broad spectrum (protects against UVA and UVB rays), waterproof, longlasting and Sun Protection Factor (SPF – the higher the number, the greater the protection).
If you can’t find a job, use this as your practising time. Expand your skillset and improve upon your existing skills using the time you have available productively.
You are going to have to live with your actions for the rest of your life; thinking more about the consequences before you make the decision can save yourself the regret and anguish.
If youare planning to borrow money from someone, you need to know how you will pay it back as part of your plan. This is especially important if they are family or friends.
A logical and systematic decision-making process helps you address the critical elements that result in a good decision. By taking an organised approach, you’re less likely to miss important factors, and you can build on the approach to make your decisions better and better.
The contraceptive implant (LARC) is a small flexible tube that’s inserted under the skin of your upper arm. It releases the hormone progestogen to prevent pregnancy. It is also known as “LARC”, or long-acting reversible contraception.