Short-term payday loans often have high interest rates. £400 borrowed for 28 days at 1737% APR means you would have to pay back £500 at the end of the month – so you pay £100 for the privilege of borrowing £400 for a month, and also have to repay the £400.
The amount of State Pension you get depends how many qualifying years of National Insurance you have built up. You build up qualifying years by paying National Insurance contributions, or you may get National Insurance credited to you by the government.
An alternative to finding a job at a company is to become self-employed – where you create your own small company and work for yourself, and grow it from there.
Low self esteem will come from being mistreated. Never allow someone to affect how you see yourself.
On someone’s birthday or when in a relationship, it’s not the amount of money you spend on them which is important, it’s how you make them feel.
When swimming, among the hazards to consider are that water can be a lot colder than you are expecting so be careful if you jump in or go for a swim to cool off. Also, there may be strong currents and underwater debris that you cannot see from the bank. Before you get into the water, consider how you are going to get out again. Be honest about your swimming ability.
In 2012-2013, a single person can get up to £107.45 a week basic State Pension, though some people get less than this. Many people get more than this amount, because they also get an additional State Pension.
If you have time to spare, help yourself and others by doing some volunteering in something that interests you – either in your local area or online through the internet.
Good natural sources of the B Vitamins include meat, poultry, fish, dairy, nuts, pulses, whole cereals, potatoes, brown rice, and some vegetables.
Ask lots of questions when doing an apprenticeship. It’s the perfect opportunity to learn from years of experience from the experts.