If you and your partner smoke 10 cigarettes a day, it will cost you £2,400 a year. Over 20 years, you can use that £48,000 paying off bills, your credit card or mortgage.
Source: Smoking & family life @ NHS Smokefree
Image by Challiyil Eswaramangalath Vipin from Chalakudy, India (cigarette.. like a cigarette in the rain) [CC-BY-SA-2.0], via Wikimedia Commons