The complete list of all life-guiding messages for young people – click the titles for further information
It is important to work out your budget regularly for example, every six months to check that you are managing your money well, and to do a new budget each time your circumstances change such as moving house, going on holiday or if you lose your job.
If you have a negative bank balance and your outgoings include debt repayments, you can contact StepChange debt charity / National Debtline / Citizens Advice Bureau. They may help you reduce your repayments, transfer your debts to a better lender, or have a debt adviser who can help you.
Long-term romantic relationships consist of a series of seasons from the honeymoon to the empty nest during which the couple progresses from biological fireworks to deep, sustaining, romantic love and fruitful lives of shared experiences and relationships.
A good relationship requires effort, hard work and dedication from both partners. Unrealistic expectation for relationships, often causes unpleasantness, arguments and chaos in a relationship.
Unrealistic expectations are toxic in relationships. Stable adult relationships require both partners to look at mutual goals, compatibility on practical matters, and deep commitment to shared values and moral principles.
The social model of disability seeks to change society in order to accommodate people living with impairment; it does not seek to change persons with impairment to accommodate society. People with disability have a right to be fully participating citizens on an equal basis with others.
It doesn’t matter if it is the first, the fifth or the five-hundredth time you are having sex with someone – you must always have consent, every time.
The signs in your partner that mean you should stop sexual advances include: slurred speech, shaking, resistance, confusion, silence, stillness, being frozen or frightened, sleeping, flinching, passing out, crying, no eye contact, incoherent talking or a tense or rigid body.
If you have a negative bank balance, you need to find ways to increase your income (for example by working extra hours), and find ways to reduce your spending by looking again at your budget information and deciding which non-essential items you will spend less on.
If you have a positive bank balance, you have spare money available which you can use to repay debts (such as overdrafts or credit card bills), save regularly, or buy something.