The complete list of all life-guiding messages for young people – click the titles for further information
If an adult has been making you feel uncomfortable by asking you to send them images of yourself, you can report them on the CEOP website. It is wrong for anyone to be pressuring you in this way. If you are under 18, they are breaking the law.
Once you’ve found a house you’d like to buy, make an offer (subject to survey and getting a mortgage), apply for your mortgage, and get your solicitor to do the searches and legal work. When all this is done, you can move in.
When buying a house, consider the local amenities, transport links and school catchment area in addition to the list of wants your new house should satisfy.
Before you pass along more gossip, stop and think about what you’re doing. Make a pact with yourself to stop talking about friends behind their back for good.
If you talk about your friends behind their back, think about how it is likely to make them feel. Think about how you would feel if the things you’ve been saying to others were said about you by your friend.
Some of us may struggle with mental illness, but none of us are “broken”. Feeling extreme pain is part of the human condition.
Surviving pets can experience loss when a pet dies, or may become distressed by your sorrow. Maintaining their daily routines, or increasing exercise and play times, will benefit them and may help to elevate your outlook too.
Preparing a memorial, planting a tree in memory of your pet, or compiling a photo album or scrapbook, can create a legacy to celebrate the life of your pet.
When asked what was the best financial advice they have ever received, 63% of retirees said “Don’t spend what you don’t have”, “Start saving at an early age” (56%) and “Buy your own home as soon as you can afford to” (55%).
The costs for moving house include: a mortgage fee, mortgage valuation fee, estate agent fees, solicitor fees, stamp duty land tax and removal van costs. Get financial advice from your mortgage lender before you start.