To celebrate the 10th anniversary of the formation of the Kearns Foundation in 2017, the trustees have secured government funding to support 10 young people with leadership, teambuilding and project management skills, and to support them to make a fundamental change within their local community in Norfolk, United Kingdom.
The best time to add money to your savings is just after you’ve been paid. Set up a Standing Order on your bank account to automatically move some money to your savings account on, or just after, pay day.
The easiest way to get your savings working for you is to add a little bit each month to your savings automatically; you won’t have to remember to make the payment and you won’t be tempted to skip a month.
It’s easy to get upset if people or parents compare you and your siblings. Remember that you’re very different people with different talents, interests and abilities; recognise these positive attributes and value your siblings for their different qualities.
Sometimes sibling fights can escalate to physical violence, especially if one feels defensive. Remember that violence is never an acceptable way to deal with feelings, and will hurt you both, both physically and emotionally.
We often think we know what other people are thinking, and assume they are focused on our faults and weaknesses. But this is often wrong. Ask yourself, “How do I know what other people are thinking? Just because I assume something, does that mean I’m right?”
You don’t need to play the self-blame game: personalising everything and blaming yourself for anything that goes wrong, even when it’s not your fault or responsibility. Instead, find all the causes. What else could explain it? Is it really all about you?
If you have less than six weeks until the exams, be realistic about what you can revise. Ask for guidance from your teachers who should be able to identify core material. If you think you will become more anxious, learn relaxation techniques now.
The key to reducing exam anxiety is to make an early start on your revision. Six weeks before the exams is probably soon enough for end of year exams, depending on where you are in your studies and what year you are in.
If you’ve got money left over at the end of each week or month, you can save this amount. If not, you can still save – it’s not easy to change how much money you have coming in but most people can change how much goes out.