Keeping your budgeting simple makes it more likely you’ll stick to it. If your finances seem too complicated, go back to the basics. Create a simple budget organised by category, and tweak it every now and then.
If debt is holding you captive, reduce it. Start today. Find the help that you need. Sacrifice luxury today to enjoy freedom tomorrow.
By using the debt snowball method, you can pay off all your debts in a substantially shorter time, getting you debt-free quicker and paying less interest overall.
The debt-snowball method is a debt reduction strategy. As each smaller debt is repaid in full, the monthly money used to pay that debt is then applied toward making additional payments on the next-smallest debt, and so on until all debts are repaid.
National Family Mediation help families resolve all the practical, legal, emotional and financial issues that arise from separation, helping families make long lasting arrangements that benefit their children.
Family mediation when separating is four times quicker and five times more cost-effective than heading to court. It reduces conflict, and your family stays in control of arrangements over children, property and finance.
Child maintenance is usually money that the parent without the main day-to-day care of a child pays to the other parent, providing help with a child’s everyday living costs. This includes things like food and clothes, and helping to provide a home for your child or children.
Central heating systems may have a programmer (to set the on/off times), a thermostat (to turn it on if it falls below a specific temperature) or both. Fitting a thermostat could save you energy.
Whatever it is you spend your money on, it’s either supporting the things you really care about in life, or it’s taking away from them through waste.
Make a list of the top 25 most important things in your life, review then choose the five most crucial. Spend your time and energy on these five, and not the others.