The Citizens Advice service helps people resolve their legal, money and other problems by providing free, independent and confidential advice.
If you are unemployed and have too much time on your hands, try volunteering. Not only does it increase your skillset, it creates opportunity and makes you feel better about yourself.
Don’t sign up for anything until you know the full costs; make sure you will be able to afford them. This includes sign-up costs, ongoing costs and exit costs.
Libraries are a great place for free resources – free reading books, fact books for studying, and internet access. Library assistants will help you find whatever you need.
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Make a budget: so you can understand what money you have coming in and exactly where it is being spent. Learn to keep it balanced and not live beyond your means.
Planning a night out: get a lift home, have taxi money put aside, have an emergency number, always stay with someone. Know your limits.
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Always make sure you arrive where you need to be at least 5 minutes before your start time. Being punctual shows potential employers and teachers that you are reliable and can manage your time well.
Don’t do tomorrow what you can do today. Constantly putting something off means it will never get done – so the sooner you do it, the more time you have to enjoy the benefits.
Always carry with you a 50p coin (to use a public ‘phonebox) and a written-down ‘phone number of someone you can call for help. Always be safe, and always be able to get in touch with someone you can trust.
A chinese takeaway is one meal at £7 per person. For the same amount you can buy a few days worth of food, and your money can go a lot further. Make yourself a fakeaway instead!