Driving without car insurance is illegal. If you own a vehicle that is not insured, you can be prosecuted even if you have never driven it. You can potentially be fined up to £5000 if you are caught. You will also be given a number of penalty points on your driver’s licence. You may, in some cases, have your license revoked. As well as driving an uninsured car, it is also illegal to let someone else borrow your car if they are not insured on it.
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Excerpt: It is illegal to drive a car without at least third party insurance. This insures against claims by other drivers but does not insure you or your vehicle (you need comprehensive cover for this). You will be unable to renew your road tax unless you have at least third party insurance. If you are caught driving without insurance there are serious penalties – you will be fined and get points on your licence. It is also possible that your car can be seized and you may face prosecution.