If your vehicle is at least three years old, it needs to pass an MOT test before it can be considered roadworthy. Driving a vehicle that has not successfully passed an MOT test is an offence and can land you with a £1000 fine. Driving without a valid MOT invalidates the insurance and if you were involved in an accident you would not be covered.
- Road Tax, MOT, Insurance – What to Remember if You Own a Car @ What Price?
Excerpt: If your car is over 3 years old you need to get an MOT, and renew the certificate every year. It is illegal to drive without an MOT (you can be fined up to £1000 if caught), and you cannot renew your road tax without a valid MOT certificate. You are most likely to get in trouble for not having an MOT if you’re involved in a crash. You may have problems with the insurance company – check your policy to see if your car requires a valid MOT for the insurance to be valid. Most policies require the car to be ‘roadworthy’ for insurance to be valid, but of course a valid MOT does not necessarily mean the car is roadworthy at the time of the accident.