Don’t let scenarios play out in your head if they didn’t happen; use your energy more productively and manage your thoughts and emotions more effectively.
Prioritising is an important aspect of time manageent. Focus on urgent and important tasks rather than those that are not important or don’t move you towards your goals. Someone who works hard and is well organised but spends all their time on unimportant tasks may be efficient but not effective.
A pension is an arrangement to provide you with an income when you are no longer earning a regular income from employment, after you have retired.
The basic costs of running a home are: mortgage/rent, gas, electricity, water, Council Tax, house insurance (buildings) (needed for a mortgage), and food.
A criminal record is a history of any previous crime(s) you have been found guilty of – or have admitted to the police to carrying out. It’s held on a police database and is sometimes referred to as a ‘police record’.
If a worry pops into your head, start by asking yourself whether the problem is something you can actually solve. Is the problem something you’re currently facing, rather than an imaginary what-if? If the problem is an imaginary what-if, how likely is it to happen? Is your concern realistic? Can you do something about the problem or prepare for it, or is it out of your control?
When you sleep with someone without using protection, you are also sleeping with their sexual history. This means that, if they have had sex with other people without using protection and they caught sexually-transmitted infections, you could get the infections too.
The bad stuff that has happened in your life does not cancel out the good stuff. The good stuff still happened. Draw strength from the good, learn from the bad.
Almost half of employers have rejected a potential worker after finding incriminating material on their Facebook pages.
Direct Debit is an instruction from you to your bank or building society, authorising the organisation you want to pay to collect varying amounts from your account – but only if you’ve been given advanced notice of the amounts and dates of collection.