Shop accounts are debt
Don’t open accounts at shops if you have no job. It needs to be paid back, and can legally be claimed back from you.
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October 17, 2011
Credit cards image by Republica
The complete list of all life-guiding messages for young people – click the titles for further information
Changing to fit into a relationship
If you have to change personality in order to be accepted in a relationship, you’re not being accepted for who you are. Is this the right relationship for you to be in right now?
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October 15, 2011
Mirror mirror by Guillermo Alonso
Mirror positive behaviour
You’ll get back the attitude you put out. Put out a positive attitude and people will tend to mirror it back to you. Your behaviour and actions influence the people around you.
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October 14, 2011
Libraries are full of free books
Libraries are a great place for free resources – free reading books, fact books for studying, and internet access. Library assistants will help you find whatever you need.
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October 13, 2011
Drinking wine in a nightclub image by Designatic
How long does alcohol stay in my system?
It takes around 11 hours for 3 pints of strong beer or 3 large glasses of wine to leave your system – so you can still be over the drink drive limit the next day.
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October 12, 2011
Cigarette smoke by Challiyil Eswaramangalath Vipin
How much does smoking really cost?
The cost of smoking soon adds up. Just 5 a day costs £547 a year – what else could you do with that money?
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October 11, 2011
Credit cards image by Republica
Calculating the true cost of a credit card
Credit cards have to be paid back. Don’t have one unless you earn enough to cover the repayments plus interest.
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October 10, 2011
How do I get to where I want to be?
You will end up where you’re headed. If you can see where you want to be, change your steps to get there. Change can be small, and they all add up. (more…)
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October 9, 2011
How to have a true friend
“The only way to have a friend is to be one”, so said Ralph Waldo Emerson. We all want to have true friends, but the quality of our friends depends on us. By being a true friend, people will love to be around you and many of them will eventually become your true friends.
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October 7, 2011
What costs do I need to know when buying a car?
When looking to buy, first of all decide how much you can afford to pay for your first car. Not just the sum of money to buy the car itself but also the running costs – car insurance, MOT, road tax, petrol, repairs and servicing.
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October 6, 2011